Martin Ingram, Product Owner- IAM, Royal Bank of Scotland

Risk appetite is personal. Each enterprise determines its risk fate based on a number of factors including the regulatory landscape and the profit motive. A higher risk appetite means a higher possibility for fraud.

• Understanding the security of the action the data is taking
• Securing the 'perimeter of one,' no matter if it’s an internal stakeholder, a 3rd party partner or a customer
• Realizing any given risk and actioning security in real time
• Taking control and action beyond what you can simply buy
• Consistently evolving the management of risk and improving the security of data and user